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Military Armed Forces forclosure assistance May 30, 2010

Posted by orlandoshortsalefl in Armed forces short sale, Foreclosre, Foreclosure, Military Foreclosure assistance, military short sale, Orlando Short Sale, Orlando short sale Realtor, veterans foreclosure help.
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First of all my wife and I want to Thank You all for protecting our country and keeping our freedom alive and well. You are all the best. I am sure you do not hear this enough but all of us owe you a debt of gratitude. On this Memorial day weekend I wanted to blog about how Wendy and I can help you and your family. We specialize in Short Sales and preventing foreclosure. Serving your country does not mean losing your home to foreclosure. 

As a member of the US military including our Coast Guard you qualify for a short sale from your lender. The DOD, also has a program called HAP. You may qualify for this as well. You will contact the HAP field office in your area. HAP provides assistance in four ways. For eligible applicants, the Government may: 

  1. Reimburse you for part of your loss from selling your home.
  2. Assist you, if you don’t have funds from the sale of your home to pay-off your mortgage.
  3. Purchase your home by paying off the mortgage.
  4. Help, if you default on your mortgage.

If we can not get you qualified through HAP we can still get the short sale approved by your lender. We will always try to get you approved through the HAP program first as these benefits are for you for serving your country. 

When you hire an agent ask them to show you their approval letters or some of their closed sales. You want to have an expert on your side. Wendy and I have this and we have the documentation to back it up. Remember foreclosure is the last resort. Contact me at www.scottnwendy.com or paganorealtor@gmail.com or you can use my 24 hour recorded info hotline 1-866-647-8425 EXT 104. Also check out this site I created for a report on the top 10 scams for homeowners facing Foreclosure. www.stopthephonecallsorlando.com

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Tax Credit ends write to your congressperson May 1, 2010

Posted by orlandoshortsalefl in 500 tax credit, 6500 tax credit, 8000 tax credit, First time home buyer credit, Orlando Short Sale, repeat buyer tax credit, Tax Credit, tax credit information.
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The tax credit officially ended yesterday. If you wrote a contract and it was signed yesterday April 30th you are in. I am surprised the credit did not get extended. This is a beneficial program for the country when our housing is in such a mess. 

I wrote to my congressman and to the board of realtors. I would assume if enough of us ask for the credit to be reinstated it will be done. I am a big believer in the squeaky wheel. Take 10 minutes of your time and draft an email to your congressperson. Here’s the link for your state. https://writerep.house.gov/writerep/welcome.shtml 

The tax credit is a bonus for first time home buyers. With all these short sales and bank owned properties this is foolish to let this expire. I know I usually write about short sales, however this is a benefit for all of us and to short sales as well. 

  When you hire an agent ask them to show you their approval letters or some of their closed sales. You want to have an expert on your side. Wendy and I have this and we have the documentation to back it up. Remember foreclosure is the last resort. Contact me at www.scottnwendy.com or paganorealtor@gmail.com or you can use my 24 hour recorded info hotline 1-866-647-8425 EXT 104